Card Lock from Telebrands claims to be like an armored car for your credit card and will protect it from skimmers who try to steal your information using RFID scanners. They state Card Lock easily fits in a wallet or purse and will prevent credit card fraud from happening to you.
What Are Skimmers and How Do They Work?
Skimmers is a term for a type of credit thief that uses a RFID scanner to read card information and can be done without the victim knowing it is happening. These scanners can be powered by laptops and hidden in a briefcase, scanning and recording the person’s personal information just by standing a few feet away, perhaps at an airport or cafe.
Pretty scary, huh?
The good news is that according to experts there has yet to be a case of RFID fraud actually occurring outside of a few demonstrations. While it could work in theory, this technology is best if there’s only one credit card in the wallet, otherwise it’s a jumble of useless information. Credit card companies also protect their consumers by offering zero liability on any fraudulent transaction. So put away the tin foil hat or… (see below)
What Does Card Lock Do?
Card Lock is essentially a plastic sleeve that claims to be made of “high tech frequency-blocking polymers.” They claim when your credit card is snugly in the Card Lock, the RFID scanners can’t penetrate and read all that precious data.
Oh, and it comes in 4 snazzy leather-like patterns!
How Much Does Card Lock Cost?
Card Lock is sold for $10 for 4. You can also opt for the “Deluxe” version, which includes 12 Card Locks – 4 Leather, 4 Paisley, and 4 Fine Art designs for $19.99. Both options include free shipping.
Card Lock Return Policy
Card Lock is covered by Telebrands’ standard return policy, which allows for you to return it within 30 days for your money back, minus shipping and handling (if any). However, you must also include a written “detailed” explanation as to why Card Lock didn’t work for you otherwise they could refuse your request.
Bottom Line: Will Card Lock Protect Me From Credit Card Theft?
As we mentioned above, skimming, while theoretically possible, has yet to have actually occurred in real life. And even if your information were somehow compromised your credit card company would likely credit you for any charges. That said, although we couldn’t find any reviews of Card Lock, we suspect it will likely work as advertised and comes in snazzy patterns to boot.
Alternatives to Card Lock
If you are feeling paranoid, there are plenty of RFID protection sleeves out there, but the secret is you can probably just use a foil shield. Although it won’t look as fancy, according to Consumer Reports, a homemade RFID shield made with aluminum foil worked better than 8 of the commercial products tested.
You may also call your credit card company and request a card that is not RFID-enabled, as some give consumers this option.
What You Can Do To Protect Yourself From Fraud
Yes, it’s a scary world out there with hackers seemingly at every turn. In addition to keeping an eye on your credit card and any machines that swipe it, always check your monthly statements and set up your online account options to alert you of any large or unusual purchases.
If you do find that your card has been skimmed, you should call the police as well as your credit card company. For more information about the next steps, read You Got Scammed: How To Deal With Credit Card Fraud.
We hope this helps you make an informed decision on Card Lock. Let us know what you think of it below!